Sometimes you have to be willing to make sacrifices

Given my decision to go back to school in the fall I realize I need to be seriously aggressive with my savings, now more than ever. This will mean I’m going to have to make more sacrifices. Even though my golf game is a sight for sore eyes, I do love being out on the course with the boys. The inconsistent games of whack fuck we have racked up have made for some seriously great times. I’m not going to always turn down a round of golf this summer. I do wish I could dig some holes in the golf course more often but it’s just something I’m going to have to cut back on this season. Golf is a seriously expensive hobby. I’ll have to accept that I can’t afford to take to the course every chance I get.

Don’t be afraid to say no 

As you can see it’s not that hard to say no. You don’t have to give a reason. If your friends ask you to do something and you have a goal of saving more money, don’t be afraid to tell them you can’t afford it or that your saving your money. This isn’t the first time I have turned down an opportunity. These guys are going on an awesome annual golf trip to BC that we first went on a couple years ago. I turned that down already because of the tightening on my budget. The experience was unreal but at the cost to join in I had to refuse. And guess what? They’re still my friends. Nothing has changed. I still get invited to join in on other fun times with them. Don’t feel pressured into having to do things when you know you shouldn’t.

Don’t refuse just to blow your money elsewhere 

If you make a sacrifice to save money, don’t turn around and blow it elsewhere. Consider this option. I turned down this round of golf for financial reasons. The green fees at the ranch are $69 for a round. With tax added it would have cost me $72.45. And let’s face it, you can’t have a round of golf without a couple of beers. Not to mention, golf course hot dogs are the best! I would probably have had one of those. So I know well enough I would have spent over $80 to go golfing. Since I didn’t however, I will take $80 and deposit it into my savings. Just because I didn’t go golfing doesn’t mean I can’t spend it elsewhere. The rough amount I didn’t spend will go right towards the reason I had refused, and serve as a reminder why I’m making such sacrifices. The financial reward of instantly seeing a plus in my savings from this decision builds momentum.

Try this out next time you make a sacrifice!





One Response to How To Feel Good About Making Sacrifices

  1. Bridget says:

    I always chant quietly to myself, “think of the payoff, not the sacrifice”

    Or at least that’s how I’m getting through my MBA.

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