Sometimes we make utterly illogical spending decisions. Sometimes that’s okay! After all if we work so damn hard in life to earn some dollars to our name, doesn’t it make sense to blow a little here and there?

Irrational spending can obviously be a bad thing. It doesn’t always have to be! There are certain reasons why some of your stupid expenditures actually make plausible sense. Stick with me.

I am going to explain why some nonsensical things you spend money on aren’t always out-to-lunch.

There are but 2 simple principles that I believe actually make rational reasoning for your irrational purchases.

Assuming you are first taking care of number 1 by paying yourself first, now you can hit up those guilt free buys. These 2 principles should aid in justifying your ‘financial reasoning’ behind random purchases. They will also help to eliminate those really farfetched head-scratching buys. Life becomes easier. Your finances become less stressful.

The principles are as follows:

1. Does it bring you happiness?

This is not to be confused with a false feeling of happiness. The perception of how something may make you feel can be tricky. Ask yourself: What are my interests? What do I value? Will this add value to my life? Now think back on some previous purchases you have made. Are you able to scratch your head and ponder “what the hell was I thinking?” By truly defining your values you can really make spending decisions actually make sense. If you keep on buying things that don’t add value, that’s just wasteful spending. If on the other hand you purchase something that can add to your personal happiness then why not?

2. Does it bring someone else happiness? 

This is kind of a ‘win-win’ situation. How do you feel when you make someone else happy, or improve their life? You also feel happy! See? Everybody wins! For example let’s say your driving home and you randomly decide to stop in at a flower shop your passing by. You stop to pick up a bouquet of roses for your significant other. Unless she’s ‘one flew over the cuckoos nest’, I don’t think she’s going to object. She’s happy (and happy wife happy life from what I hear). Win-win! Put others in mind and think about how you can add value to their lives from your wallet. You will not regret it.

Next time you have the urge to buy something at random, ask yourself: Will this add value to my life? Will it add value to someone else’s life? If it will, and you’ve already nailed your savings goal from your last income period, go for it! You may as well spend money based on those principles instead of just useless stuff you find yourself questioning later.


Later days!



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